top of page

Cost of Studying in USA for International Students.

  • karanw998
  • Mar 15
  • 3 min read
Students stuying

The Cost of Studying in the USA: A Comprehensive Guide for Students and Working Professionals

The United States is home to some of the world's best universities, making it a top destination for international students. The US higher education system is renowned for its academic excellence, top-tier business schools, and Ivy League institutions that offer world-class programs. A degree from a US university is highly valued in the job market, but obtaining one comes with financial commitments. If you are planning to study in the USA, this article will provide you with a detailed breakdown of the costs involved.

Tuition Fees in the USA’s Leading Universities

The USA has both public and private universities, with tuition fees being a major expense. Public universities generally have lower tuition fees than private universities, but the cost also varies depending on the degree program and institution.

International students can expect an estimated annual cost of $25,000 to $45,000, which includes tuition fees and living expenses. While some universities charge high tuition fees, there are also affordable options along with various funding opportunities available.

Tuition Fees at Public Universities

One of the highest expenses while studying in the USA is tuition fees, which vary based on university type, degree program, and course selection.

Level of Study

Average Annual Tuition Fee

Master’s Degree

$10,000 to $35,000

Bachelor’s Degree

$8,000 to $35,000

Tuition Fees at Private Universities

Private universities generally have higher tuition fees compared to public universities. However, they offer premium education and top-notch facilities, making them worth the investment.

Level of Study

Average Annual Tuition Fee

Master’s Degree

$22,000 to $55,000

Bachelor’s Degree

$25,000 to $50,000

Cost of Living in the USA

Apart from tuition fees, students also need to consider the cost of living, which includes accommodation, food, transportation, health insurance, and other essential expenses. The average cost of living in the USA is around $1,500 per month or approximately $18,000 per year.

Breakdown of Living Expenses

Expense

Average Cost

Accommodation

$9,800 - $11,100 per year

Food (On-campus)

$250 per month

Food (Off-campus)

$400 - $600 per month

Health Insurance

$700 - $1,100 per year

Travel

$300 - $700 per year

Books and Study Materials

$900 - $2,000 per year

Clothes

$500 per year

Electricity

$100 - $150 per month

Phone Subscription

$50 per month

Home Internet

$45 - $50 per month

Water, Trash, and Sewer

$50 - $75 per month

International students pursuing a Bachelor's degree are often required to stay on campus during their first year. Additionally, health insurance is mandatory for all international students in the USA.

City-Wise Cost of Living in the USA

The cost of living in the USA varies significantly depending on the location. Metropolitan cities tend to have higher expenses compared to other cities and rural areas.

Type of City

Average Monthly Cost of Living

Metropolitan Cities

$2,200 to $2,500 per month

Other Cities

$2,000 to $2,200 per month

Additional costs may also arise depending on lifestyle choices and miscellaneous expenses.

Scholarships to Study in the USA

Given the high costs associated with studying in the USA, scholarships can be a great way to ease financial burdens. The US government, private organizations, and universities offer various scholarships based on merit, financial need, sports, and extracurricular excellence. These scholarships often cover tuition fees and living expenses, making education more affordable for international students.

Types of Scholarships Available

  1. Government-Funded Scholarships – These scholarships are funded by the US government and are available for international students.

  2. Privately Funded Scholarships – Many private organizations provide financial aid to international students based on merit and need.

  3. University Scholarships – Most US universities offer scholarships to international students to help them cover tuition fees and living expenses.

Students must apply for scholarships separately, and each scholarship has specific eligibility criteria and application deadlines.


The USA remains one of the top destinations for higher education due to its world-class universities, diverse academic programs, and excellent career opportunities. Understanding the cost of studying in the USA will help students and working professionals plan their finances effectively. While tuition fees and living expenses can be high, scholarships and funding options can make studying in the USA more accessible.

If you are planning to pursue higher education in the USA, start researching financial aid options early and choose a university that fits your budget. With careful planning, you can achieve your academic dreams in one of the world's best education systems.


An expert can be your guiding partner in streamlining your study abroad journey, and that’s exactly what AcadQuest does. With 16+ years of experience, the US Experts at AQ assist not only with initial counseling and university shortlisting but also provide guidance based on your study budget. But that’s not all AQ also offers support for scholarships and overseas education loans.

So, gather all your questions about studying in the USA and more, and connect with us virtually today to get started!

 
 
bottom of page